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Consumer Directed Health Plans

We put it all together for you and your employees. From self insurance, stop loss insurance, wellness programs, and innovative pharmacy benefits to consumer directed health plans that allow you and your employees to realize the tax savings and cost control advantages of health savings accounts (HSAs), health reimbursement arrangements (HRAs), flexible benefit plans (FSAs) and premium only plans (POPs), Sterling is your single source provider.

Our experience in administering account-based programs provides valuable perspective and insight on benefit design to deliver on the employer's goals of cost containment and employee engagement. We've developed six standard benefit plans that reflect these goals along a continuum that is defined by how much the employer wants to pay and whether the HSA or HRA is the desired vehicle for employee engagement.

For a plan uniquely tailored to the employer's requirements, we work with the employer and benefit consultant to design a custom benefit plan. Please contact us for more information.

For much more information on HSAs, HRAs, FSAs, and POPs, please visit our parent company website.