How Sterling HealthAssets™ Works

Sterling SIA contributes $15 annually to each employee’s Sterling HealthAssets™ account when they complete a wellness goal, such as an annual physical exam. The goal may be changed each year, but all goals will be tied to rewards for healthy behaviors.

Sterling SIA encourages employers to match and exceed our contribution so that the healthy choice rewards grow and employees have even greater incentive to do the right things. However, employer contribution is entirely at the discretion of the employer.

Sterling SIA also receives rebates from Ventegra, our pharmacy benefits management partner, for prescription drugs that are rebate eligible and purchased by employees. Not all prescription drugs provide rebates. Through our unique, proprietary Sterling HealthAssets program, these rebates are used to fund the employee’s account during the deductible phase. During the benefit phase, employers can choose to pass the rebates to their employees as additional Sterling HealthAssets account funding, or use the rebate to offset fees associated with the Ventegra pharmacy benefit management program.

The Sterling HealthAssets account is associated with the employee, so rebates for drugs purchased by dependents go into the employee’s account.

Employees can withdraw Sterling HealthAssets account funds anytime for any purpose, or simply save the money for future needs. The account balance is portable, if the employee changes jobs, and rolls over year after year. An online account can be set up with Sterling SIA for easy withdrawal of funds. Checks can also be issued for a nominal fee.